Calculators
Retirement Calculator
Estimate how much your retirement savings will grow. Enter your current savings, monthly contributions, expected return, and retirement age.
Retirement Savings
$1,475,835
Total Contributed
$260,000
Investment Growth
$1,215,835
Usage notes
- The historical average stock market return is ~7% after inflation.
- Starting early has a massive impact due to compound growth.
- Max out employer 401k matching first — it's free money.
How to Use This Tool
- 1Enter current age and retirement age.
- 2Enter current savings and monthly contribution.
- 3Set expected annual return rate.
Frequently Asked Questions
- What return rate should I use?
- 7% is a common inflation-adjusted estimate for a diversified stock portfolio. Use 5-6% for a conservative estimate.
- Does this account for inflation?
- If you use an inflation-adjusted return rate (e.g., 7% instead of 10%), the result is in today's dollars.